OFW, Self employed & Kasambahay: Updated PhilHealth Premium Contribution rate table for 2014. Members will now have to pay higher monthly contributions after the earlier announced rate hike took effect on January 1, 2014.
|Salary Bracket||Salary Range||Salary Base||Total Monthly Premium||Employee Share||Employer Share|
|*Employee share represents half of the total monthly premium while the other half is shouldered by the employer.|
|1||8,999.99 and below||8,000.00||200.00||100.00||100.00|
|4||11,000.00 – 11,999.99||11,000.00||275.00||137.50||137.50|
|5||12,000.00 – 12,999.99||12,000.00||300.00||150.00||150.00|
|6||13,000.00 – 13,999.99||13,000.00||325.00||162.50||162.50|
|7||14,000.00 – 14,999.99||14,000.00||350.00||175.00||175.00|
|8||15,000.00 – 15,999.99||15,000.00||375.00||187.50||187.50|
|9||16,000.00 – 16,999.99||16,000.00||400.00||200.00||200.00|
|10||17,000.00 – 17,999.99||17,000.00||425.00||212.50||212.50|
|11||18,000.00 – 18,999.99||18,000.00||450.00||225.00||225.00|
|12||19,000.00 – 19,999.99||19,000.00||475.00||237.50||237.50|
|13||20,000.00 – 20,999.99||20,000.00||500.00||250.00||250.00|
|14||21,000.00 – 21,999.99||21,000.00||525.00||262.50||262.50|
|15||22,000.00 – 22,999.99||22,000.00||550.00||275.00||275.00|
|16||23,000.00 – 23,999.99||23,000.00||575.00||287.50||287.50|
|17||24,000.00 – 24,999.99||24,000.00||600.00||300.00||300.00|
|18||25,000.00 – 25,999.99||25,000.00||625.00||312.50||312.50|
|19||26,000.00 – 26,999.99||26,000.00||650.00||325.00||325.00|
|20||27,000.00 – 27,999.99||27,000.00||675.00||337.50||337.50|
|21||28,000.00 – 28,999.99||28,000.00||700.00||350.00||350.00|
|22||29,000.00 – 29,999.99||29,000.00||725.00||362.50||362.50|
|23||30,000.00 – 30,999.99||30,000.00||750.00||375.00||375.00|
|24||31,000.00 – 31,999.99||31,000.00||775.00||387.50||387.50|
|25||32,000.00 – 32,999.99||32,000.00||800.00||400.00||400.00|
|26||33,000.00 – 33,999.99||33,000.00||825.00||412.50||412.50|
|27||34,000.00 – 34,999.99||34,000.00||850.00||425.00||425.00|
|28||35,000.00 and up||35,000.00||875.00||437.50||437.50|
Contributions for Voluntary members
Employed PhilHealth members who used to pay monthly contributions of P175 will now have to pay P200.
See Also: SSS Contributions – Voluntary, OFW, Employed Sector – Salary Bracket
Self-employed PhilHealth members or individually paying members (IPMs) who used to pay a monthly contribution of P150 are now required to contribute P200.
PhilHealth announced in October 2013 that IPMs with a monthly income of P25,000 and below will have to pay the new premium annual rate of P2,400.
Aside from self-employed and voluntary members, IPMs include those under the Kalusugang Sigurado at Abot-Kaya sa PhilHealth Insurance program and the group enrollment scheme.
IPMs can choose from three payment schemes: P600 per quarter, P1,200 semi-annually or P2,400 per annum.
IPMs with an income of more than P25,000, on the other hand, shall continue to pay P3,600 in annual premium.
Contributions for OFW members
For the applicable period of January 2012 up to December 2013, Overseas Filipino Workers (OFW) shall pay the minimum annual contribution of One Thousand Two Hundred Pesos (Php1,200.00).
Meanwhile, Philhealth acting vice president for corporate affairs group Israel Francis Pargas said the premium has been doubled to P200 monthly or P2,400 a year.
“The adjustment is in accordance with RA 10606 which provides that the sponsored members shall have the lowest premium. The annual premium of our sponsored members has been P2,400 since 2011 and it is only this year that we are adjusting the rate for other members,” he said in a phone interview.
Pargas was referring to the National Health Insurance Act passed in mid-2013. The law mandates the enrollment of all Filipinos in PhilHealth, among other provisions.
“Sponsored members” refer to Filipino families certified by the Department of Social Welfare and Development as “poorest of the poor.” PhilHealth and the Department of Health shoulder their premium payments.
Various PhilHealth circulars showed that from the salary base of P8,000, the monthly premium of those in the employed sector shall be increased from P100 to P200, equally shared between the employer and the employee.
Those with salary of P35,000 and up, on the other hand, shall pay P875 in monthly premium also equally shared by the employer and employee.
The monthly premium of individually paying members with monthly salary of P25,000 and below shall pay P200 a month or P2,400 a year. Those receiving more than P25,000 shall still pay the annual premium of P3,600.
A circular showed that annual premium of overseas Filipino workers who are members of PhilHealth had also been increased from P1,200 to P2,400.
Pargas added that the adjustments in premium are meant to help PhilHealth sustain its viability and improve financial protection for members.
PhilHealth records showed that even without raising the rates, it was able to enhance benefits for members by covering payments for sensitive medical procedures under its Z Package. Beneficiaries included those treated for childhood leukemia as well as those who underwent heart surgeries, kidney transplants, lower limb prosthesis, among others.
Philippine Health Insurance Corporation has setup banks, non-banks and overseas collecting partners for the ease of payment of all members’ premium contributions.
For more details visit:
Official Website: www.philhealth.gov.ph.
Downloads: PMRF: PhilHealth Member Registration Form, PPS-HEUR1 Household Employer Unified Registration Form PPS-KUR FORM Kasambahay Unified Registration Form, PPPS: PhilHealth Premium Payment Slip etc... Continue here www.philhealth.gov.ph/downloads
Philhealth Offices: map/regional
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